If you’re new to budgeting or want to start fresh with a new budget, this is the workbook for you. This book will walk you through budget categories, common pitfalls, and how to handle expenses that can be challenging to budget for.

This spreadsheet is set up with a page for each month and will automatically give you a summary of your budgeting activities throughout the year on the last page. It was designed in Excel, but should work in other spreadsheet applications.